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UNOCCUPIED
PROPERTY
INSURANCE

0208 805 2211

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We offer flexible vacant property insurance policies to help you look after your empty property

Unoccupied property insurance provides cover in a multitude of situations that can arise when your property or home is empty for more than 30 days.  We offer both short and long term policies tailored to your exact situation.

You may need an unoccupied property insurance if:

  • You’re unable to live in your home during renovation work
  • You’re awaiting the sale of property having moved into a new property
  • You’re travelling for an extended period – be it for business or a holiday
  • You have a second home that you don’t ordinarily reside in
  • There is a gap in tenancy
  • You’re awaiting probate

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How IMS can help

We understand the intricacies that can be associated with sourcing and arranging unoccupied property insurance.

By providing expert advice and guidance, we aim to make the process of becoming insured as simple as possible.[/vc_column_text][templatera id=”1291″][/vc_column][/vc_row][vc_row full_width=”stretch_row_content” equal_height=”yes” css_animation=”fadeIn” el_class=”navyBlock”][vc_column width=”1/6″][/vc_column][vc_column width=”2/3″ el_class=”navyBlock”][vc_column_text el_class=”padBlock20 reverseContrast”]

What can Unoccupied Property Insurance cover?

Many standard insurance policies restrict cover or even automatically cease cover when a property becomes unoccupied for more than 30 days – as they may face different risks. For example, vacant properties may be more attractive to thieves or squatters and damage resulting from water leaks may be worsened if only discovered weeks later.

Whether your property awaits probate, sale or refurbishment, with a the right unoccupied cover, you can leave the property vacant for the duration of the policy and be covered for risks such as:[/vc_column_text][vc_row_inner el_class=”padBlock20 block150″][vc_column_inner width=”1/2″][vc_column_text el_class=”reverseContrast”]

  • Accidental damage
  • Malicious damage
  • Theft or attempt theft
  • Damage to locks
  • Escape of water, oil or gas
  • Storm, flood or fire damage
  • Fallen trees or branches
  • Failure of Utilities

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  • Eviction of squatters
  • Removal of insect nests or pests
  • Alternative accommodation
  • Breakage of glass
  • Public liability cover

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